Mortgage Center
Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.
- Click Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed.
- The Bank of Herrin Loan Officer will follow up to answer your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 618-942-6666.
Rate Watch
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Mortgage Calculators
Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.
Learn MoreToday's Rates
| Conventional | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 7.375% | 7.427% | 0.000% |
| 20 Year Fixed Rate | ||
| Rate | APR | Points |
| 7.125% | 7.192% | 0.000% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 6.875% | 6.957% | 0.000% |
| USDA - Rural Housing | ||
| USDA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 6.500% | 7.016% | 0.000% |
| FHA | ||
| FHA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 6.500% | 7.283% | 0.000% |
| VA | ||
| Federal VA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 6.500% | 6.882% | 0.000% |
Rates shown below are subject to change at any time. Your actual rate will depend on factors including but not limited to loan type, property type, appraised value, occupancy and loan amount. Rates subject to credit approval.